cheap phone planes

Our team has researched and reviewed the best Cheap Phone Planes and cell phone plans to help you come up with a better decision. We’ve also put up a shopping guide with the features you can consider when buying prepaid phone plans.

There was a time when the only real options for cellular service in the US were AT&T, T-Mobile, Verizon and Sprint. But there was also a time when you could get any color car you liked as long as it was black. A lot’s changed since then, and these days mobile virtual network operators — MVNOs — have become a cheap alternative to the Big Four cellular providers. MVNOs lease access from the major carriers and offer similar services at a fraction of the price.

That means you can sign up with Mint Mobile, for example, and get a sort of T-Mobile-lite service at rock-bottom prices. Before we get to the plans, though, keep in mind you might not be able to jump ship at this very moment. To change carriers, you’ll need to complete any existing contract with your current carrier, or likely pay a penalty to exit early. If you bought your phone directly from a carrier, you’ll probably need to unlock it so it can be used with a different carrier. Once you’ve taken care of those preliminaries, though, you’re free to change plans and save a bundle. 

prepaid phone plans

best cell phone plans

There are a surprisingly large number of wireless networks out there, but here’s a handful that offer the best and most intriguing deals we could find.

7 Best Cheap Cell Phone Plans for 2020 | Cheapest cell phone plans, Cell  phone plans, Phone plans

Black Wireless

Black Wireless has been around for a while, but somehow flew under our radar until recently. Black Wireless leases service from AT&T, and offers a compelling unlimited-everything plan for just $15 a month (if you sign up for a year — or $20 if you go month-to-month). The data gets throttled to 128kbps after the first gigabyte, so this is a plan that rewards you if you spend most of your time on Wi-Fi. 

There are a number of other plans that are similarly inexpensive, including a Smart Saver plan that includes 500 minutes and 100MB of data for as little as $7.50 a month (again, if you sign up for a full year).SEE AT BLACK WIRELESS

Cheap Phone Planes


As you can tell from its website, the AT&T-based Consumer Cellular caters to an older, Greatest Generation demographic — but the resulting focus on simplicity and flexibility can serve anyone quite well. Consumer makes it easy to build your own wireless plan, a la carte style, by choosing each component of the plan and immediately seeing how it affects the bottom line. You can create a $20-a-month plan that includes 250 minutes, unlimited texting and 500MB of data.

But Consumer Cellular really comes into its own if you want to buy a plan for you and a partner. You can add a second phone for $15 a month, and all minutes and data are shared — not something you commonly see among MVNOs. That means 250 minutes, unlimited texting and 500MB cost just $35, or about $17 per line per month. Not a bad deal. 

Mint Mobile

This might be one of the cheapest introductory plans money can buy

Mint Mobile runs on T-Mobile’s network and should work with almost any GSM phone. Mint offers a dirt-cheap $15-a-month trial plan for your first three months. It includes unlimited talk and text and 3GB of data, as well as free access to T-Mobile’s hotspots. After the first three months, it jumps to $25 a month.

So unless you like jumping around from plan to plan, you might want to start with Mint Mobile’s sweet spot: a six-month commitment buys you unlimited talk and text plus 3GB of data for $20 a month.SEE AT MINT MOBILERed PocketFinally, an affordable carrier that remembers families exist.

Red Pocket

Red Pocket has a slew of plans, but the cheaper end of the spectrum is hard to beat. If your telecom needs are modest, you can spend as little as $10 a month on 500 minutes, 500 texts and 500MB of data. Or step up to unlimited voice and texts, and 8GB of data, for $19 a month.

Unlike a lot of MVNOs, Red Pocket offers a practical family-plan alternative: The first line is $30, and up to four additional lines are $20 each. That buys you unlimited voice, minutes and data (though the data is throttled after 5GB for LTE or 3GB for CDMA). The family plan involves additional setup charges, so be sure to read the gory details on the site. SEE AT RED POCKETTelloBuild your own plan for as little as $6 a month

Whether you have a phone that’s compatible with Tello’s Sprint network, it’s hard not to be charmed by the network’s build-your-own plan, in which you can choose the data and minutes you’d like, and instantly see what it’ll cost you. And though you can choose unlimited voice, text and data for $39 a month, you can dial it back to as little as $6 for 100 minutes, free text and 500MB of data. Or choose a very respectable 500 minutes and 1GB for $9 a month.

You can use a similar set of sliders to dial in a family plan for up to five people. Because you can configure each line separately, it’s possible to buy unlimited data for Mom and Dad, but just 500MB for Grandma.

And right now — though I don’t know how long this deal will last — Tello is doubling everything at no extra cost. So what’s ordinarily 1GB and 500 minutes for $9 a month becomes 2GB and 1,000 minutes. Still for $9. SEE AT TELLOTextNow100% free calls and text messages

Want straight-up free? You can get it — sort of — with TextNow, which offers an ad-supported voice-over-Wi-Fi service that delivers calling, voicemail and texts in an app you can install on your Android or iOS phone. But there’s more: With a $10 activation kit, TextNow can port your phone to its Sprint-based network. There, you can get voice, data and 2GB of data for $20 a month. Read more about TextNow.SEE AT TEXTNOWTingOnly pay for what you actually use

Ting leases its service from three of the Big Four: T-Mobile, Sprint and Verizon. Moreover, Ting takes a slightly askew approach to rate plans — it doesn’t have any. Rather than locking you into a data-and-voice plan, Ting uses a pay-for-what-you-use model. You can use a tool on the site to get an estimate of what you’ll pay based on what data, voice and texts you plan to use in a month, but you are literally charged for what you use. 

Even better, you can add multiple lines and your usage is pooled, which can conceivably save you quite a bit of money compared to having separate plans. If you feel better imposing limits on yourself, you can set alerts and caps in your account so you don’t break the bank. SEE AT TINGVisibleAny plan you like, as long as it’s unlimited, for $40 including tax

Some car dealerships offer a “no haggling experience” by putting the final price — no negotiations — right on the windshield. That’s basically the value proposition of Visible, which is a fully-owned Verizon brand. And while it’s not as inexpensive as some of the other options on this list, it gives you unlimited everything. You pay $40 all-in, and that buys you unlimited voice, text and data, along with mobile hotspot capabilities (which are capped at 5Mbps). This is a small thing, but much appreciated: The $40 total is literally the price you see on your bill; there are no additional taxes or fees. 

Even cooler, Visible is getting on board with family plans, too — except that your “family” doesn’t even need to be related to you. You can invite up to four other people to join your group plan, and the cost is lower the more people who join. Two people pay $35 a month, while four people pay just $25 each. Read more about Visible’s group plan.SEE AT VISIBLE


The Apple iPhone SE is a great choice if you want a phone that lasts for years.
The Apple iPhone SE is a great choice if you want a phone that lasts for years.



TheThe phone that strikes the right balance of camera, build quality, speed, battery life, software, and longevity for most people is the Apple iPhone SE 2020. Specifically, we recommend upgrading to the model with 128GB of storage for $449, which is $50 over the base price but well worth it long term.

The iPhone SE follows a very tried and true formula. It has the same body and 4.7-inch LCD screen that Apple has been using since the iPhone 6. That puts the display on the smaller end of screen sizes today and also means the phone’s bezels are bigger than anything else sold on the market.

But in exchange for that very familiar phone body, you get a lot of value. The best thing about the iPhone SE is its processor, Apple’s A13 Bionic. That matters because it is literally the fastest processor you can get on any phone, anywhere. It’s the exact same chip found in Apple’s $999-and-up iPhone 11 Pro. Normally speed isn’t something we prioritize on phones at this price point, but it’s nice to have.

Why that processor really matters, though, is overall longevity. Apple consistently supports its phones for four or more years with software updates. (That’s in opposition to Android, where getting software updates on anything but the Pixel is still a struggle.) So Apple’s choice of a fast processor means that in a few years the iPhone SE will still feel snappy and still be supported with iOS updates.AS A TOTAL PACKAGE, THE 2020 IPHONE SE IS THE BEST SMARTPHONE UNDER $500 FOR MOST PEOPLE

Battery life is good, but not best in class. It should last about a day. Luckily, this iPhone supports wireless charging, a relative rarity at this price point. And because it has the exact same shape of the iPhone 6, 6S, 7, and 8 there is a huge ecosystem of chargers and cases for it. Unlike many inexpensive Android phones, finding compatible accessories for the iPhone SE will be a breeze.

The iPhone SE has just one camera on the back and just one selfie camera on the front, 12 megapixels and 7 megapixels, respectively. Neither is great by 2020 standards, but both are significantly better than what Apple shipped in older iPhones. It’s also fairly good by the standards of sub-$500 phones, though the Google Pixel 4A continues to win this category by a knockout. You will get a lot of camera features on the iPhone SE, including portrait and HDR, but unfortunately there is no night mode.

As a total package, the 2020 iPhone SE is the best smartphone under $500 for most people. If you think of it on a cost-per-year metric, it ends up being significantly less expensive than the competition because it’s likely to last four, five, or even six years if you take care of it. Just as importantly, it’s a great phone on its own merits. You get access to the vast array of iOS apps, Apple’s clean iOS software, and huge ecosystem of accessories.


  • $399

Prices taken at time of publishing.

The best smartphone under $500 for 2020.

The Google Pixel 4A has an incredible camera.
The Google Pixel 4A has an incredible camera.



IfIf you prefer Android, want to spend a little less money, or just want the best camera, then the Google Pixel 4A is the obvious choice. It doesn’t have the largest screen or the fastest processor, but it does have a clean version of Android that’s guaranteed to get software updates for at least three years. It only comes in one version: black with 128GB of storage for $349.

The Pixel 4A’s main claim to fame is its camera, which can go head-to-head with smartphones that cost $1,500 or more. That’s because Google does so much of the image processing in software — the sensor itself is actually quite old and not very special. It means that the Pixel 4A can take night photos, do astrophotography, and has a passable portrait mode. It can’t hang with the iPhone SE for video but beats it for photos every time.THE PIXEL 4A USES GOOGLE’S VERSION OF ANDROID, WHICH MEANS IT’S EASY TO NAVIGATE AND FREE OF EXTRA STUFF

The rest of the Pixel 4A’s specs are good but not great. It has a 5.8-inch screen, just enough RAM to keep apps from closing in the background, and a headphone jack. There’s no wireless charging, no fancy face unlock, and the body is made out of plastic instead of something more premium like glass. The Pixel 4A doesn’t even offer any IP water resistance ratings (but a splash of water is probably fine).

The Pixel 4A uses Google’s version of Android, which means it’s easy to navigate and free of extra stuff you probably don’t want. More importantly, it means that Google can supply the software updates directly instead of waiting for another manufacturer or carrier to approve it. That puts you first in line for Android updates and also guarantees you’ll get them for three years.

Unfortunately, in three years, it’s quite likely that the Pixel 4A will be on its last legs. Android phones generally don’t last quite as long as iPhones do because Android tends to bog down on older hardware more quickly. The Pixel 4A’s processor is fast enough today to not be a bother, but over time it’s possible that it won’t age well.

But for all that, the Pixel 4A is probably the safest bet if you want to get an Android phone for less than $500. You’ll get better software support and a better camera for $350. Not a bad deal.


  • $349

Prices taken at time of publishing.

A very inexpensive smartphone with one of the best cameras for photography you can get on any smartphone at any price.

The OnePlus Nord has very good specs for its price.
The OnePlus Nord has very good specs for its price.



Technically, saying the OnePlus Nord costs less than $500 doesn’t make much sense because it’s not available in the US right now. But if you live in a market where it’s available, the OnePlus Nord is the kind of phone that aims for a solid B in every category instead of trying to ace one or two. For £379 / €399, it’s a safe Android bet.

The OnePlus Nord has a couple of features that are normally reserved for much more expensive phones: support for sub-6 5G networks and a high-refresh-rate 90Hz display. If you live in an area where 5G is built out, you may notice faster download speeds. But it’s the display that’ll have a bigger impact on your day-to-day experience. It makes everything feel smoother and better.

You will miss out on wireless charging and a headphone jack with the Nord, but they’re really the only big things that are lacking. Battery life is solid, the 6.44-inch screen is big and beautiful, and the software is less annoying than some competitors (though not as clean as Google’s). The £379 / €399 model comes with 128GB of storage and 8GB of RAM, both plenty good for this price point.

As for cameras, there are a bunch of them — maybe even too many. There’s a standard, an ultrawide, and a macro camera on the back as well as a couple selfie cameras on the front. As is the norm with most smartphone cameras these days, they will get you decent photos in decent light but fall down a bit in the dark. You’ll mostly want to use the main camera, as the ultrawide has a noticeable drop in quality and the macro is only good for, well, macro or close-up shots.

All too often, phones at this price point have some critical compromise you’re forced to make in order to get the feature you really want. With the OnePlus Nord, there’s no big flaw you’ll have to work around. Again, though, it’s not available in the US. You can import it, but it’s not recommended as it won’t support the right LTE bands.


  • $439

Prices taken at time of publishing.

The OnePlus Nord has better specs than you’ll find on almost any other Android smartphone in this price range.

The Samsung Galaxy A51 has a huge screen and is otherwise a pretty decent phone.
The Samsung Galaxy A51 has a huge screen and is otherwise a pretty decent phone.



Samsung’s $399 Galaxy A51 Android phone may well turn out to be the bestselling phone of 2020. Its predecessor, the Galaxy A50, outshone all expectations. For the A51, Samsung focused on nailing a big screen, good battery life, and the camera. It got the screen just right; the other two are just fine.

The 6.5-inch OLED display on the A51 is bright and vivid, and you’d have to be pretty persnickety to find fault in it. It doesn’t offer the same high refresh rate you can get on the OnePlus Nord, but it makes up for that with Samsung’s great quality. If there’s one weird thing about the screen, it’s that Samsung put a chrome bezel around the hole punch for the front-facing selfie camera. It’s distracting.

The A51 sports nice build quality, though you can definitely feel that it’s plastic on the back. It has a headphone jack and 128GB of storage, which is the number you should be aiming for on any phone these days. Battery life should be superb thanks to a 4,000mAh battery, but because it has to power that big screen, it nets out to being just so-so.

As is becoming a (weird) standard on this class of phone, the A51 has a regular wide angle, an ultrawide, a depth sensor, and a macro camera. And as is also standard, the regular wide angle will get you the best images. The A51 can’t beat the Pixel 4A for quality, but the different lens options might be more fun for you.

Samsung recently committed to providing the A51 with three generations of Android software updates, which is great news. Less great is that it usually takes Samsung longer than you’d like to get software updates out to the A-line of phones. Samsung has also started to junk up its previously elegant OneUI software interface with ads and other junkware, so be prepared to do some cleanup.

On the whole, though, what the A51 gets you is a very big, very beautiful screen. If that’s your highest priority — and for many people, it is — the A51 is a solid choice.


  • $399

Prices taken at time of publishing.

Samsung’s Galaxy A51 has a big, beautiful OLED screen.

You probably don’t need 5G yet, but the Google Pixel 4A 5G has other strong benefits.
You probably don’t need 5G yet, but the Google Pixel 4A 5G has other strong benefits.



If you live in the US, chances are the 5G networks in your area are not going to live up to the high-flying promises carriers have been making. But if you really do think you’d benefit from 5G, the best phone under $500 that supports it is Google’s Pixel 4A 5G. At $499, it comes in just under the wire on our price limit — but the Verizon version costs an extra $100.

The Pixel 4A 5G is good for all the reasons that the Pixel 4A is good: it has a great still camera, solid battery life, and clean Google software. It has some other benefits, though. It uses Qualcomm’s Snapdragon 765G processor, which means it’s faster than the Pixel 4A and nearly all the rest of the sub-$500 Android phones you can find.

It also has a larger screen, clocking in at 6.2 inches diagonally. It doesn’t feel too gigantic when you hold it, but you can tell it’s a larger phone. Google chose this size not to give you that bigger screen, but because it needed the extra space to hold all the components and antennas required for 5G.

The Pixel 4A 5G has a slightly better camera system compared to the Pixel 4A, thanks to the inclusion of an ultrawide sensor. Google has also made its excellent Night Sight mode automatic and improved video with some new stabilization modes.

Otherwise, it follows the standard low-cost Pixel formula. It has a plastic back with fingerprint sensor and a headphone jack. Google doesn’t load down the software with extra crapware you don’t want, but it does include some nice little Google touches like a voice recorder that automatically creates a transcription as it records.

Someday, not having 5G will be a serious downside for smartphones, but right now those networks still need to be built out a little bit more. Even if you ignore the potentially faster network speeds, the Pixel 4A 5G is a surprisingly great phone.


  • $499

Prices taken at time of publishing.

Priced at $499, Google’s Pixel 4A 5G is a slightly bigger, 5G-ready version of the 4A that released earlier this year.

The Moto G Power has incredible battery life, but the rest of it isn’t so incredible.
The Moto G Power has incredible battery life, but the rest of it isn’t so incredible.



Motorola makes a pair of phones that are siblings: the G Stylus and the G Power. The difference between them is right there in the names: the G Stylus comes with a stylus and the G Power has a larger battery.

We prefer the G Power because a 5,000mAh battery on a $249 phone is a shockingly good deal. You will, of course, notice a bunch of other compromises in exchange for that huge battery, but if you definitely need a phone that will last, the G Power is your best bet.

The G Power has a 6.4-inch FHD+ display which looks decent, but it unfortunately only has 64GB of storage and 4GB of RAM. You’ll get by on both, but you’ll run into hassles just a bit more quickly than on phones with more. The processor is a Snapdragon 665, which will be enough to run whatever app you want, it just won’t launch it quickly and overall the phone may feel too slow in two or three years.

As for cameras, the G Power keeps the trend of a main sensor, an ultrawide, and a macro on the back. The main sensor is 16 megapixels and performs much better than the $250 price would lead you to expect. If you’ve used inexpensive Motorola phones before, you’ll likely find that the G Power offers a big step up in picture quality.

If you’re very confident you want a stylus, your best bet is to see if you can find a refurbished or gently used Samsung Galaxy Note. It does a much better job providing a software ecosystem of compatible apps for its stylus. If you can’t, the G Stylus pretty much matches what we’ve said about the G Power, just with less battery life.


  • $300

Prices taken at time of publishing.

A massive battery is the Moto G Power’s biggest selling point.

TCL is trying hard to break into the US market.
TCL is trying hard to break into the US market.

7. TCL 10 PRO


TCL is probably best known for its televisions, but it has served as the white label manufacturer for smartphones for many years. Now, it’s trying to make a name for itself in smartphones with new, low-cost options like the TCL 10L and the TCL 10 Pro. The Pro is the upgrade pick and retails for $449.90, though you can often find it on sale for less.

The 10 Pro looks like it means business. Instead of iridescent colors and big camera bumps, it’s thin, flat, and gray. It has a 6.47-inch display, but overall feels smaller than some phones on this list. You also get a headphone jack and a big, 4,500mAh battery that should get you through a full day without issue.

The best spec on the 10 Po is its 6GB of RAM, which is plenty for multitasking and should keep your most recent apps from shutting down in the background. There’s the appropriate 128GB of storage, too.

The 10 Pro’s understated looks also extend to the Android software, which has a few extra little features but generally tends to stay out of your way.

As for cameras, they’re somewhat uninspiring: there’s a 64-megapixel main sensor, a 16-megapixel ultrawide, and a 5-megapixel macro. The photos you’ll get have that over-processed look that sometimes makes images look artificial.

Overall, the best thing about the TCL 10 Pro is that it has plenty of RAM for multitasking and a thin shape that isn’t bombastic. If you can find a good deal on one, it’s worth a look.


  • $450

Prices taken at time of publishing.

The TCL 10 Pro has a sleek, professional design.

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