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Drivers who save with Progressive save over $750 on average From the moment you start a car insurance quote to the purchase of your policy, you’ll discover a variety of car insurance discounts to save you more.

Loyalty-based auto discounts


Average savings: 5%

Save when you have two or more policies with Progressive. For instance, if you carry auto and boat insurance with us, you’ll enjoy a discount on one of those policies. You can also combine auto with motorcycle, auto with RV, or any other combination of Progressive products. And if you have both auto and home insurance with us, you’ll earn discounts on both your home and auto policies.


Average savings: 4%

Save when you have more than one vehicle listed on your policy. You can add any car to your auto policy (belonging to a spouse, family member, or roommate), as long as it’s kept primarily at your address.

Continuous insurance

Average savings vary

When you switch to Progressive, we honor the time you spent with your previous insurer with a discount. The amount of the discount will vary based on how long you’ve been continuously insured.

Driver-based auto discounts

Snapshot: Safe driver discount

Average savings: $145

Our Snapshot® program personalizes your rate based on your actual driving. The safer you drive, the more you can save.

Teen driver discount

Average savings vary

Adding a teen driver to your policy can increase the price — offset the cost a bit with our teen driver discount (driver must be 18 years or under).

Good student discount

Average savings: 10%

A smart student makes you a smart shopper. Add a full-time student on your policy who maintains a “B” average or better, and we’ll add a car insurance discount.

Distant student discount

Average savings vary

If you have a full-time student on your policy who is 22 years of age or younger and lives more than 100 miles from your home, you’ll receive a discount — as long as the student doesn’t have a vehicle while at school.

Homeowner discount

Average savings: nearly 10%

You’ll get another discount simply for being a homeowner, even if your home isn’t insured through Progressive’s network of home insurers.

Discounts for how you quote and buy

Online quote

Average savings: 7%

You’re eligible for this discount when you quote car insurance online. The discount also applies if a licensed Progressive representative finishes your quote over the phone.

Sign online

Average savings: 9%

Here’s another easy discount anyone can earn. If you’re comfortable signing your documents online, we’re comfortable kicking in Progressive’s sign online discount.


Average discount varies

When you opt to receive your documents via email, you’ll automatically receive a discount. These savings are dependent upon signing your documents online, and are in addition to our sign online discount.

Pay in full

Average savings vary

If you pay for your policy in full up front, you’ll earn a discount.

Automatic payment

Average savings vary

If the pay in full option isn’t right for you, we’ll give you a discount for setting up automatic payments from a checking account, credit card, or debit card. (This discount cannot be combined with pay in full discounts).

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